Skip to contentSkip to Annual feeSkip to Sort bySkip to Filter
Average annual fee is $300
$0 to
Sort by
Default
| Credit card | Bonus points Earn rate Annual fee Estimated Qantas Points |
|---|
Uncapped Qantas Points earning potential
2 Qantas Lounge Invitations per year
Bonus points
Up to100,000 PTS Incl. 30,000 points for first-time cardholders
Earn rate
Up to1.5 PTS
per $1 spent
Annual fee
$349 1st year fee $399 p.a thereafter
172,000 PTS
over
based on
Enjoy up to five complimentary insurances
NAB Concierge Service
Bonus points
Up to120,000 PTS
Earn rate
Up to1 PT
per $1 spent
Annual fee
$295 1st year fee $395 p.a thereafter
192,000 PTS
over
based on
4th Night on Us
Unlimited airport lounge access with Priority Pass™
See AlsoMythic Scalecommander Sarkareth Boss Guide - Aberrus, the Shadowed Crucible - MethodHeroic Scalecommander Sarkareth Boss Guide - Aberrus, the Shadowed Crucible - MethodBest Balance Transfer Credit Cards: June 2024 | CreditCards.comLongest 0% APR Credit Cards for Balance Transfers of June 2024
Bonus points
100,000 PTS
Earn rate
Up to1.5 PTS
per $1 spent
Annual fee
$749
46,080 PTS
over
based on
Complimentary International Travel Insurance
Bonus points
Up to70,000 PTS
Earn rate
Up to0.66 PTS
per $1 spent
Annual fee
$150 1st year fee $250 p.a thereafter
117,520 PTS
over
based on
0% p.a. Balance Transfer for 12 months
Additional cardholders for no extra fee
Bonus points
N/A
Earn rate
Up to1.5 PTS
per $1 spent
Annual fee
$0 1st year fee $299 thereafter
90,000 PTS
over
based on
Uncapped Qantas Points earning potential
0% p.a. for 12 months on Balance Transfers, with a 2% Balance Transfer fee
Bonus points
Up to8,000 PTS
Earn rate
Up to1 PT
per $1 spent
Annual fee
$99
No international transaction fees
Complimentary International Travel Insurance
Bonus points
N/A
Earn rate
1 PT
per $1 spent
Annual fee
$270
72,000 PTS
over
based on
No international transaction fees
Complimentary International Travel Insurance
Bonus points
Up to50,000 PTS
Earn rate
Up to0.6 PTS
per $1 spent
Annual fee
$160
89,600 PTS
over
based on
Up to 55 days interest free period
Complimentary International Travel Insurance
Bonus points
N/A
Earn rate
1 PT
per $1 spent
Annual fee
$199
66,000 PTS
over
based on
Complimentary Travel Insurance
Bonus points
40,000 PTS
Earn rate
0.5 PTS
per $1 spent
Annual fee
$129 +$49 p.a. if you opt in to earn Qantas Points
76,000 PTS
over
based on
$400 Holidays Voucher+
20% bonus Status Credits on Qantas flights
10% discounted base fare for Qantas flights
Bonus points
150,000 PTS
Earn rate
Up to 2 PTS
per $1 spent
Annual fee
$1,200
240,000 PTS
over
based on
A Qantas Points earning credit card with a balance transfer option enables you to transfer your existing credit card debt onto a card with a lower interest rate, for a specified timeframe. Some may even offer 0% interest for a period of time. Plus, you’ll have the added benefits of a Qantas Points earning credit card, such as earning points on any eligible additional spend.
Once you’ve decided which card is right for you, the 'Apply' button will take you through to the relevant card issuer’s site. Each has their own set of eligibility requirements which will need to be met in order for your application to be successful.
How do I decide which balance transfer credit card is the right one for me?
- Check your current balance and interest rate.
- Pick a balance transfer card that fits your needs.
- Read the fine print and understand the terms and conditions.
- Apply and get approved by your financial institution for a balance transfer card.
- Contact your financial institution to do the balance transfer.
What is a balance transfer fee?
A balance transfer fee is a fee that's charged when you transfer credit card debt from one card to another. Compare Qantas Points earning credit cards with balance transfer options.
Do balance transfers affect my credit score?
Balance transfers can improve your credit score if the transfer makes it easier and faster to pay down your outstanding debt. However, it’s important to keep in mind that you will need to make payments on time in order to maintain a good credit score.
Not a member? Join Qantas Frequent Flyer for free.
Popular credit card features
What you need to know
You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer programTerms and Conditions.
The credit card products referred to on this webpage are not Qantas products and not offered or issued by Qantas but by the relevant credit licensees. The information about the credit products has been provided by the relevant credit licensees and not Qantas. Qantas does not hold an Australian Credit Licence and is not a licensee in relation to the credit activity being engaged in by the relevant credit licensees.
The information on this webpage is factual and of a general nature only and does not consider your personal objectives, financial situation or particular needs.
Qantas is not recommending the products described on this webpage. We recommend that you obtain independent advice before you apply for any product which is described on this webpage. Qantas does not accept liability for any loss arising from the use of, or reliance, on the information provided on this webpage.
Points are offered by the relevant program card partner and partner reward program and can only be earned on eligible purchases. Bonus points amounts offered are different for each credit card. Minimum spend criteria, terms and conditions, fees and charges may apply.
^Estimated points calculations:
- Are based on a fixed monthly spend each month for the period specified and will include the relevant card’s sign on bonus points, provided the monthly spend amount meets the minimum spend criteria.
- Where 2nd year bonus points are offered and the specified time period selected is 2 years or more, these points will be included.
- Include points capping and points tiers, if applicable.
- Assume 100% of spend is categorised as eligible everyday domestic spend. Check the relevant T&Cs to determine what spend qualifies for points earning. For some products, international spend, government spend and spend on Qantas products and services may result in additional points, or fewer points, being awarded. Where applicable, eligible domestic spend is split into 4 categories:
- Major Restaurants, Cafes and Hotels (6%),
- Major Petrol outlets, Supermarkets and National retailers (16%)
- Utilities (3%)
- All other spend (75%)
- Do not factor in bonus points available for first-time Qantas Points earning credit cardholders (excludes the Qantas Money Premier Platinum credit card where these bonus points are always available).
- Do not include bonus points on balance transfers.
This tool has been prepared by Qantas and not the associated financial institution. Amounts are estimations only, to be used as a guide, and are not a guarantee of points you will earn. Refer to the full T&Cs for the relevant card to see what purchases are eligible for earning points, and to ascertain points earn rates, bonus points, fees and charges associated over the duration you hold the card.
